tag:blogger.com,1999:blog-26730284317301661222024-03-05T17:13:50.794-08:00The Wyss ReportThe Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.comBlogger116125tag:blogger.com,1999:blog-2673028431730166122.post-23313499825667405242016-12-12T13:59:00.000-08:002016-12-12T13:59:00.174-08:00Managing the Details<div dir="ltr" style="text-align: left;" trbidi="on">
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Once you have negotiated a contract and agreed on a sale price, the next phase of the home sale job begins.<br />
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Below is a list of some of the details your agent will manage through this process.<br />
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They will constantly check with the title company to assess when they need additional information and whether there will be any problems that could affect obtaining title.<br />
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They will ensure that both you and your Buyer receive copies of all documents pertaining to the transaction. They will have the Buyer sign to acknowledge that he/she has received his/her copies.<br />
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They will make sure that the Buyer meets and removes all contingencies within the time limit provided or get an extension, if needed, signed by both you and the Buyer.<br />
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They will keep you abreast of the Buyer's application for a loan and the progress of the appraisal on your home.<br />
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They will work with the appraiser to arrange for entry to the property and to answer any questions he/she may have about the home or neighborhood. I wil also provide the appraiser with the most recent comparable sales in the area.<br />
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They will make sure that the Buyer increases their deposit in a timely manner.<br />
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They will coordinate and attend as many inspections as possible and keep you informed of all findings.<br />
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Once the inspections are complete, they will negotiate for you if any problems arise.<br />
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They will cooperate with the Buyer and others involved ensuring that corrective work is completed according to the terms of the contract.<br />
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They will ensure that all documents are ordered and drawn, including your loan pay-off and insurance for the Buyer.<br />
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They will do their best to have your closing papers drawn one week before Close of Escrow (COE) so that if any problems arise, they can solve them while remaining within the time frame you expect.<br />
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If you prefer, they may be able to deliver your escrow check to you personally as well as coordinate move-in dates and key exchanges.<br />
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<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-53252870930009974952016-11-28T13:58:00.000-08:002016-11-28T13:58:00.213-08:00Six Simple Things You Can Do to Ensure a Smooth Home Purchase<div dir="ltr" style="text-align: left;" trbidi="on">
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:<br />
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<b>1.) Check your credit.</b><br />
Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.<br />
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If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.<br />
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<b>2.) Get approved before you buy.</b><br />
An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.<br />
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Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.<br />
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While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.<br />
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<b>3.) Find a great buyer's agent.</b><br />
Traditionally real estate agents represent the sellers in a transaction. When you are not working with a buyer's agent, they are less likely to negotiate the best price or contingencies for you.<br />
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A buyer's agent's job and fiduciary responsibility (meaning legal duty) is to you, the buyer. Before working with an agent, establish if they are a buyer's agent or a seller's agent. After spending a lot of time with a Realtor, it's natural to feel like you're a team. But if they are not negotiating for you, then they are not on your team.<br />
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<b>4.) Learn about the neighborhood.</b><br />
Often times the house you find may be in a neighborhood that you're not familiar with, which is ok. It just means that you'll have to do a little more research. If you find a house that you like, ask for a list of the neighborhood properties that sold in the last year. How does your home rank? Is it at the top of the price range? If so, it might be hard to resell. Is it average or on the low end? If so, great - as the other home prices go up in value, they will pull your home's value up as well.<br />
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Check out the schools - are they sought after? A good school district means your neighborhood will always be valued by families which is a great reassurance to purchase, not to mention the value-add if you have school-age children.<br />
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Next, contact the police station and obtain crime statistics? Are they acceptable to you? Sometimes, if they won't give them to you, it could be a cause for alarm.<br />
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Talk to the neighbors. The more people you talk to, the better sense you will get of who makes up the neighborhood and how they will effect your time spent in it.<br />
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Check out the location of the shopping, police and fire stations, schools, and air traffic overhead. These are all things that might affect your property value or quality of your life.<br />
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<b>5.) Protect Yourself.</b><br />
Ask your Realtor for a copy of the documents you will be asked to sign if you decide to buy the house. Read them ahead of time so that you'll understand the questions that you will be asked, the things you need to know, and the decisions you will need to make.<br />
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<b>6.) Have reasonable expectations.</b><br />
There is a lot of money at stake. No house is perfect. Understanding and remembering these two statements will help diffuse the negotiation stage, the inspection stage and the closing stage.<br />
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Emotions are high for both buyers and sellers. - The seller may have loving memories and years of sweat equity in the house. Maybe they are being relocated and don't want to go. Understanding their motivations for selling will help you appreciate their situation and predicament during these emotional times.<br />
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There is a lot of money at stake for all the parties involved (and that includes the realtors) - Just remember that market value (the value of a home) is the price that a willing buyer and a willing seller can agree to. If you can not agree on a price, ask yourself: Is there something you missed? Are there comparables that support the price that they want? Are there motivations that might factor into the price they are demanding? In the end, does it matter? What is the house worth to you today and what do you think you can reasonably sell it for based on the amount of time you plan to spend in it? Think about the answers to those questions before you make your move.<br />
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No house is perfect - Always get an inspection. It might be a few hundred dollars, but it's worth it. It's the inspector's job to find any problems with the house that could cost you thousands to repair down the road. Some inspectors have a tendency to over play the importance of their role and the items that they find. Get objective opinions that you trust before making a decision on an inspection report. Likewise, if an inspector says a foundation is cracked but its nothing to worry about - get a second opinion. Ask a handyman for an idea of how much repairs will cost and how complicated they are. The home buying process is an emotional, complex and time-consuming process, but it is worth it. Nothing compares to owning your own home in a neighborhood that you chose.<br />
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<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-2509542478772235152016-11-14T13:56:00.000-08:002016-11-14T13:56:00.140-08:00Handy Home Seller's Checklist<div dir="ltr" style="text-align: left;" trbidi="on">
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When selling your home, its helpful to have a handy checklist so you'll remember what items should be repaired in advance or maintained while your home is being viewed by potential buyers.<br />
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Keep yourself organized with the following checklist.<br />
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<b><span style="color: darkorange;">Clean and Maintain</span></b><br />
<ul>
<li>Windows, sills, and screens</li>
<li>Walls and floor</li>
<li>Tile</li>
<li>Ceilings</li>
<li>Cupboards and drawers</li>
<li>Kitchen</li>
<li>Bathrooms</li>
<li>Light fixtures</li>
<li>Ceiling fans</li>
<li>Carpet and rugs</li>
<li>Mirrors</li>
<li>Garage</li>
<li>Attic</li>
<li>Basement</li>
<li>Laundry room</li>
<li>Yard</li>
<li>Gutters</li>
<li>Replace furnace filter</li>
<li>Dust furniture, TV and computer screens</li>
<li>Closets</li>
<li>Remove clutter</li>
<li>Pack personal items</li>
</ul>
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<b><span style="color: darkorange;">Repair</span></b><br />
<ul>
<li>Leaky faucets and plumbing</li>
<li>Torn screens</li>
<li>Slow drains</li>
<li>Gutters</li>
<li>Loose doorknobs</li>
<li>Deck boards</li>
<li>Broken windows</li>
<li>Electrical fixtures</li>
<li>Water stain damage</li>
<li>Broken appliances</li>
<li>Damaged walls and ceilings</li>
<li>Worn carpet and rugs</li>
<li>Damaged sidewalks and steps</li>
</ul>
<br />
<span style="color: darkorange;"><b>Improvements</b></span><br />
<ul>
<li>Stain or paint deck</li>
<li>Store tools</li>
<li>Roll up garden hose</li>
<li>Paint or stain exterior</li>
<li>Prune bushes and hedges</li>
<li>Trim trees</li>
<li>Mow lawn, fertilize, edge, and trim</li>
<li>Weed gardens, plant flowers</li>
<li>Shovel driveways, de-ice</li>
<li>Stack firewood</li>
<li>Clean out birdbaths</li>
<li>Caulk windows and doors</li>
<li>Repair and paint fences</li>
<li>Seal asphalt driveway</li>
<li>Make sure doors close properly</li>
<li>Enhance entryway</li>
<li>Replace welcome mat </li>
</ul>
<br />
<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-22397852005918057652016-10-24T13:56:00.000-07:002016-10-24T13:56:00.164-07:00What Buyers Want<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
The National Association of Home Builders conducted a nationwide survey on what home buyers are looking for when purchasing a new house. Both people who had recently bought a home as well as prospective purchasers were asked what they felt were the most important features.<br />
<br />
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<ul>
<li>Buyers want a home with a median of 2,226 square feet</li>
<li>Lot size was important to 75% of purchasers</li>
<li>Close to half want 3 bedrooms while about 30% want 4 bedrooms</li>
<li>65% want either 2 or 2.5 baths</li>
<li>57% of buyers prefer a single story home</li>
<li>Over half want a 2 car garage</li>
<li>For 65% of buyers, the most critical characteristic is 'living space and the number of rooms that meet their needs'</li>
<li>Buyers focus on quality and appearance for most home features</li>
<li>85% or more buyers are interested in energy efficiency and organization/storage</li>
<li>84% want a walk-in pantry, table space for eating and a double sink in the kitchen</li>
<li>Over 80% of buyers ant both a tub and shower in the Master bath</li>
<li>65% of buyers would sacrifice space in the Master bath for a larger Master bedroom</li>
<li>90% of buyers consider outdoor lighting essential</li>
<li>50% would like to have a wireless security system in their new home</li>
<li>62% would choose a small home with high quality products and amenities VS a larger home without</li>
<li>67% of buyers want an environmentally friendly home but aren't willing to pay more for it</li>
</ul>
<br />
<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
<h4 class="null" style="color: #202020; display: block; font-family: Arial; font-size: 22px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: center;">
<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-77375363457880878512016-10-10T13:55:00.000-07:002016-10-10T13:55:00.153-07:00Selling Your Home: Where To Begin<div dir="ltr" style="text-align: left;" trbidi="on">
<h1>
</h1>
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<span style="color: darkorange;"><span style="font-size: large;"><span style="line-height: 38px;"></span></span></span></h1>
<br />
<span style="color: darkorange;"><b>First Impressions</b></span><br />
<br />
Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you're selling your home, you'll need to look at it as if you were buying it all over again.<br />
<br />
A spruced up house makes a great first impression on potential buyers. An attractive property grabs their attention and makes them excited about finding a house that looks and feels well-cared for. Because buyers know they’ll encounter fewer problems if they buy it, your house becomes more appealing and stands out from the competition. So if you prepare your home correctly, you’ll save time selling it when it’s on the market.<br />
<br />
A good first impression makes an impact on a number of levels. It’s not just the way your house looks to potential buyers, but how it feels and smells to them, how their friends and family will react, how they imagine it would be to live there.<br />
<br />
With simple improvements throughout your house, you can grab the attention of potential buyers and help them see why your house is right for them.<br />
<br />
<span style="color: darkorange;"><b>Plan Ahead</b></span><br />
<br />
Create a plan to enhance your property. Keep a notebook for your selling project, and as you stroll through your yard, make a list of what needs to be done. Consider what your property looks like to people driving by or walking through your door. What will they like or dislike? What needs fixing, painting, cleaning? What can you improve? Whether you paint your house or fix up the yard, your efforts don’t need to be costly; even inexpensive improvements and minor repairs go far toward attracting serious buyers. But remember, those seemingly insignificant problems you’ve learned to live with can actually discourage potential buyers. Here are ideas for increasing your home’s appeal in order to sell it quickly at the best price.<br />
<br />
<br />
<span style="color: darkorange;"><b><span style="font-size: 18px;">Interior</span></b></span><br />
<br />
<span style="color: darkorange;"><b>Clean Everything</b></span><br />
<br />
Buyers expect a spotless house, inside and out. So clean everything, especially your windows and window sills. Scrub walls and floors, tile and ceilings, cupboards and drawers, kitchen and bathrooms. Wash scuff marks from doors and entryways, clean light fixtures and the fireplace. Don’t forget the laundry room. And put away your clothes.<br />
<br />
<span style="color: darkorange;"><b>Cut the Clutter</b></span><br />
<br />
People are turned off by rooms that look and feel cluttered. Remember, potential buyers are buying your house, not your furniture, so help them picture themselves and their possessions in your home by making your rooms feel large, light, and airy. As you clean, pack away your personal items, such as pictures, valuables, and collectibles, and store or get rid of surplus books, magazines, videotapes, extra furniture, rugs, blankets, etc. Consider renting a storage unit to eliminate clutter in your garage and attic.<br />
<br />
It’s hard to get rid of possessions, but cleaning and clearing out the clutter can really pay off in the end. Packing away your clutter also gets you started packing for your next move. Make your garage and basement as tidy as the rest of your house. Simple little tasks such as storing your tools and neatly rolling up your garden hose suggest that you take good care of your house. Don’t let anything detract from making your best first impression.<br />
<br />
<span style="color: darkorange;"><b>Closets</b></span><br />
<br />
They’re an important consideration to many buyers. By storing clothing you won’t use soon, you’ll make closets look spacious.<br />
<br />
<span style="color: darkorange;"><b>Paint</b></span><br />
<br />
A new coat of paint cleans up your living space and makes it look bright and new. To make rooms look larger, choose light, neutral colors that appeal to the most people, such as beige or white.<br />
<br />
<span style="color: darkorange;"><b>Carpet</b></span><br />
<br />
Check its condition. If it’s worn, consider replacing it. It’s an easy and affordable way to help sell your home faster. Again, light, neutral colors, such as beige, are best. If you don’t replace it, you can suggest to potential buyers that they could select new carpet and you’ll reduce your price; buyers like to hear they’re getting a deal. At the very least, have your carpet cleaned.<br />
<br />
<span style="color: darkorange;"><b>Repairs and Renovations</b></span><br />
<br />
It’s best to avoid making major renovations just to sell the house since you’re unlikely to recoup those costs from your selling price. Make minor repairs to items such as leaky faucets, slow drains, torn screens, gutters, loose doorknobs, and broken windows. Make sure repairs are well done; buyers won’t take you seriously if your home-improvement efforts look messy, shoddy, or amateurish.<br />
<br />
<span style="color: darkorange;"><b>Leaks and Moisture</b></span><br />
<br />
Water stains on ceilings or in the basement alert buyers to potential problems. Don’t try to cosmetically cover up stains caused by leaks. If you’ve fixed the water problem, repair the damage and disclose in writing to the buyer what repairs were made.<br />
<br />
<span style="color: darkorange;"><span style="font-size: 18px;"><b>Exterior</b></span></span><br />
<br />
<span style="color: darkorange;"><b>Curb Appeal</b></span><br />
<br />
The "Wow" factor — that first visual, high-impact impression your home makes on potential buyers — can turn a looker into a buyer. To determine your property’s curb appeal, drive through your neighborhood and note other properties; then approach your own house as if you were a potential buyer. How does it look? Does it "wow" you? Will its curb appeal attract buyers? Note what needs improving, such as trimming trees, planting shrubs, or painting gutters. Little things convey that you’ve cared for your home, and this is your opportunity to sell that important message to buyers who are shopping from the street, simply cruising neighborhoods just looking for houses for sale. To get them through your door, do what you can to make your property look like someone’s dream home.<br />
<br />
<span style="color: darkorange;">Paint/Stain</span><br />
<br />
If it’s peeling or blistering and you can’t remember the last time you painted it, your house needs some attention. That also goes for stain that is significantly faded. A newly painted or stained exterior will help sell your house faster. And whether you do it yourself or hire someone, you’ll also increase your home’s value.<br />
<br />
<span style="color: darkorange;"><b>In the Yard</b></span><br />
<br />
Grab people’s attention by enhancing your yard and landscaping. If your house looks inviting and well-maintained from the street, people will imagine that it’s attractive on the inside, too.<br />
<ul>
<li>Prune bushes and hedges; trim trees.</li>
<li>Keep your lawn looking healthy and green by mowing it often, fertilizing it, and keeping it edged and trimmed.</li>
<li>Clean up and dispose of pet mess.</li>
<li>Weed your gardens; add fertilizer and mulch; then plant colorful flowers.</li>
<li>In winter, keep your driveway and sidewalks shoveled, de-iced, and well-lit.</li>
<li>Stack firewood, clean out birdbaths, repair and paint fences.</li>
</ul>
<br />
<span style="color: darkorange;"><b>The Front Door</b></span><br />
<br />
An attractive entry catches a buyer’s eye and says, "Welcome," so highlight this area of your house with decorative touches, such as a wreath on the door or new shrubs and flowers around the steps. For an even grander entry, clean and paint your front door, or replace it with a new one for a few hundred dollars. Don’t forget to fix and polish doorknobs, repair torn screens, and then put out that new welcome mat.<br />
<br />
<br />
<br />
<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<b><span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></b></div>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-40528302017795750932016-09-26T13:53:00.000-07:002016-09-26T13:53:00.174-07:0010 Things You Shouldn't Do When You're Buying a Home<div dir="ltr" style="text-align: left;" trbidi="on">
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Your home buying process is well underway. The sellers accepted your offer to purchase. The home is officially under contract and you're counting down the days to closing. The lender pre-approved you, so buying the house is a sure thing, right?<br />
<br />
Not quite. Nothing is certain until the keys are in your hands. There are still major hurdles to get past before you close, and your actions between now and closing can create headaches, slowdowns, and even stop the transaction.<br />
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<b> 1. Don't Make a Major Purchase</b><br />
You've just found out your credit is A+. That's great news, because a new car would look fantastic in the driveway of your new home. But hang on--if you are depending on a mortgage to move in, you'd best wait until after closing to buy the car.<br />
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An increase in your debt to income ratio reduces the amount of monthly income available for your mortgage payment.<br />
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If you tack on a higher car payment, the bank might decide you cannot afford the home.<br />
Using cash to purchase the car could also create a problem, since banks consider cash reserves when approving your mortgage. If you must make a major purchase before closing, talk to your loan officer before you do it.<br />
<br />
<b>2. Don't Change Jobs Unless It's Necessary</b><br />
Lenders like to see a consistent job history. They aren't usually as nervous if you change jobs within the same field, but it's better to stay put until the keys to the house are in your hand.<br />
<br />
<b>3. Don't Give an Earnest Money Deposit Directly to a 'For Sale By Owner' Seller</b><br />
Your good faith deposit should go into a trust account. Some for sale by owner sellers don't understand that funds are to be applied to your expenses at closing.<br />
<br />
I've heard many stories about sellers who spent the deposit money prior to closing. When the transactions didn't take place for valid reasons--such as financing or repair issues, the buyers had to fight for a refund.<br />
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Find an attorney or other neutral party who will hold the deposit for you until closing day and make sure your contract dictates what happens to the funds if the transaction doesn't close.<br />
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<b>4. Don't Let Your Emotions Take Over</b><br />
Keep a cool head during the entire home buying process, especially during and after an inspection. Be realistic. No home is perfect, especially older homes. It's not unusual for new owners to take care of some repairs themselves. Don't let the seller's refusal to do a small repair kill the deal on a home you truly love.<br />
<br />
On the other hand, don't fall so much in love with the house that you'll buy it no matter what needs to be done--unless you're absolutely sure you can handle it emotionally and financially. Decide what type of repairs you can realistically tackle, and then stick with the decision.<br />
<br />
<b>5. Don't Forget to Switch Utilities</b><br />
That sounds simple, but you'd be surprised how many people forget to apply for utility service at their new home. Call the utility companies as soon as you have a contract. Find out how many days lead time they need to switch the service, and then get back with them when you have a firm closing date. Don't forget to discontinue services at your old home.<br />
<br />
<b>6. Don't Wait to Line Up Your Hazard Insurance</b><br />
A no-brainer, right? But it's another often-forgotten task that buyers scramble to take care of at the last minute. Before closing, your lender will want to see an insurance binder showing you have coverage for the new home. Get it as early as possible so that closing isn't delayed.<br />
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In some locations, additional types of insurance coverage might be necessary. Talk to your lender about insurance requirements well before the closing date.<br />
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<b>7. Don't Become Best Friends with the Seller</b><br />
I'll get some flack on this one. It's great to be friendly, but don't get into too many long discussions with the sellers, because personality conflicts often cloud judgments.<br />
<br />
Remember, this is their home. You're no doubt excited about moving in, and if you didn't like the house you wouldn't have offered to buy it. But you'll make changes--everyone does. A casual statement about "ripping up that ugly carpet" might be hurtful enough to keep the seller from negotiating with you about repairs or other issues that crop up.<br />
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<b>8. Don't Panic if the Appraisal Comes in Low</b><br />
At least not at first. There are some things you (and your agent) can do to correct the problem. Study your options.<br />
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<b>9. Don't Go It Alone</b><br />
If you're working with an agent, it's the agent's duty to track many of the day to day details that involve the lender, the seller, or the seller's agent.<br />
<br />
<b>10. Don't Ignore Lender Requirements</b><br />
Know what is expected of you and take care of it. For instance, a Certificate of Eligibility is required to move forward on a VA loan. That's something you must handle yourself. Answer lender questions and provide required paperwork as quickly as possible--your closing depends on it.<br />
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-60818005316700110092016-09-12T13:52:00.000-07:002016-09-12T13:52:00.155-07:00What Can I Afford?<div dir="ltr" style="text-align: left;" trbidi="on">
<h1 class="h1" style="color: #202020; display: block; font-family: Arial; font-size: 34px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: left;">
</h1>
There is a rule of thumb that says that if you have the capacity to repay the mortgage, you can afford a single-family house that costs up to two and one-half times your annual gross income. (Annual gross income is the amount you make before taxes are deducted.) Like other rules of thumb, this is a general idea of how large a mortgage you can afford. But, because it is so simple, it doesn't take into account all the information that will help you feel comfortable with your mortgage payments.<br />
<br />
If you are buying a house with someone else (spouse, parent, adult child, partner/companion, brother or sister or other relative), you should consider your co-purchaser's earnings and existing debts as well. Remember, if you apply for a loan with somebody else, you and your coborrower are both legally responsible for repayment of the mortgage.<br />
<br />
Your buying power depends on how much you have available for the down payment and how much a financial institution will agree to lend you.<br />
<br />
<b>Your down payment</b><br />
If you are a first-time home buyer, the price you can afford to pay for a house may well be limited by your ability to come up with the required down payment and closing costs. If you haven't accumulated much savings, you may want to set aside funds for a down payment on a regular basis from your paycheck. Monies in your checking and savings accounts, mutual funds, stocks and bonds, the cash value of your life insurance policy, and gifts from parents or other relatives may all be suitable sources for a down payment.<br />
<br />
<br />
<b>Private Mortgage Insurance</b><br />
Depending on the lender and loan type, you may be able to get a mortgage with as little as 3 percent or 5 percent down. However, putting less than 20 percent down often means you will be required to purchase private mortgage insurance. Private Mortgage Insurance (PMI) helps protect the lending institution in case you fail to make payments on your mortgage.<br />
<br />
<br />
<b>Avoiding PMI</b><br />
It is possible to get financing with 0-10% down and not pay PMI (Private Mortgage Insurance). This is why 80-10-10 financing was created. It is called 80-10-10 because a lender provides a traditional 80% first mortgage, a 10% second mortgage, and makes a cash down payment equal to 10% of the home’s purchase price. The same principle applies if the borrower can only afford to make a 5% down payment: 80-15-5 financing is also available.<br />
<br />
<br />
<b>Your closing costs</b><br />
In addition to the down payment, you will also need to consider closing costs. The closing is the final step during which ownership of the house is transferred to you. The purpose of the closing is to make sure the property is ready and able to be transferred from the seller to you.<br />
<br />
<br />
Closing costs generally range from 3 percent to 6 percent of the amount of the mortgage. So, if you were to buy a $100,000 house with a 5 percent ($5,000) down payment, you could expect to pay between $2,850 and $5,700 on your $95,000 mortgage. Sometimes, you can negotiate with the seller of a property to pay some of your closing costs, which will reduce the amount of money you will need to bring to closing.<br />
<br />
<br />
<b>How much a financial institution will lend you</b><br />
Apart from having available funds for a down payment and closing costs, the other major factor limiting how expensive a house you can buy will be how much you can borrow.<br />
<br />
When you apply for a mortgage, the lender will consider both your earnings and your existing debts in determining the size of your loan. Lenders generally use the following two qualifying guidelines to determine what size mortgage you are eligible for:<br />
<br />
<br />
The amount of money you owe for mortgage payments, property taxes, insurance, and condominium or co-op fee, if applicable, should total no more than 28 percent of your monthly gross (before-tax) income. This is called the Housing Expense Ratio. The amount of money you owe for the above items plus other long-term debts should total no more than 36 percent of your monthly gross income. This is called the total Debt-to-Income Ratio.<br />
<br />
<br />
Basically, lenders are saying that a household should spend no more than about one-fourth of its income (up to 28 percent) on housing and no more than about one-third of its income (up to 36 percent) on total indebtedness (housing plus other debts). Lenders feel that if they follow these guidelines, homeowners will be able to pay off their mortgages fairly comfortably.<br />
<br />
<br />
These lender ratios are flexible guidelines. If you have a consistent record of paying rent that is very close in amount to your proposed monthly mortgage payments or if you make a large down payment, you may be able to use somewhat higher ratios. Some lenders offer special loans for low- and moderate-income home buyers that allow them to use as much as 33 percent of their gross monthly income for housing expenses and 38 percent for total debt.<br />
<br />
<br />
<b>Don’t Despair, There is a Loan For You</b><br />
When you go to apply for a mortgage, the lender will use all the relevant data -- your income, your existing debts, the purchase price of the house, your down payment, the interest rate on the loan, and the cost of property taxes and insurance -- and calculate whether you qualify to borrow the amount of money you need to buy the house.<br />
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<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-89113172473096648832016-08-22T13:51:00.000-07:002016-08-22T13:51:00.163-07:00How to Price Your Home<div dir="ltr" style="text-align: left;" trbidi="on">
<h1 class="h1" style="color: #202020; display: block; font-family: Arial; font-size: 34px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: left;">
</h1>
<br />
<b>Pricing will determine, among other things:</b><br />
<ol>
<li>How quickly your home sells</li>
<li>How attractive your home will be to buyers</li>
<li>How you will reach your financial goals regarding the transactions</li>
</ol>
<br />
Unless there are extenuating circumstances, such as your property’s being located in a high-risk, undesirable or unusual area, the listing price of your home will set the tone for your entire transaction.<br />
<br />
That’s why my expertise and knowledge of your local marketplace is so helpful. I will gather statistics that quantify the prices of comparable homes in your neighborhood:<br />
<ul>
<li>That have sold</li>
<li>That have not sold</li>
<li>That are pending</li>
<li>That currently are on the market</li>
</ul>
<br />
I will <b>compare</b> aspects of those homes against the unique features of yours. I will also <b>analyze</b> market conditions, the availability of mortgage funds, neighborhood reputation and characteristics, among other considerations, to create a Comparative Market Analysis (CMA). The CMA provides objective information that will enable us to make an <b>educated, informed pricing decision</b> designed to yield a speedy sale for the most advantageous price possible.<br />
<br />
Philosophically speaking, put yourself in a potential buyer’s shoes when considering pricing. Buyers’ main considerations will be location, age of property, its condition and style and of course, price. Thinking objectively about these matters will help you and me determine a price based on fair market value -- what your house is worth in the current market, not the amount you or your buyers would like it to be.<br />
<br />
<b>Other key aspects to consider include the following:</b><br />
<br />
1. <i>How soon do I want to sell my property?</i><br />
Statistics show the narrower the gap between the asking price and my estimate of value, the sooner an offer will come in.<br />
<br />
2. <i>How does my home compare to others in the area?</i><br />
As a real estate professional, I have access to details about current listed and sold properties through the Multiple Listing Service. You will be able to see how much competition there is and what effect market conditions have had in your area. You can then determine your price by analyzing homes comparable to yours in age, size, condition and location.<br />
<br />
3. <i>What are buyers willing to offer?</i><br />
Buyers are interested in your home’s comparable worth, not what you might need to get out of the property. The buyer’s perception of the value of your home will not be altered by the cost of your next home, your need to pay off an existing mortgage, or your hope for a dollar-for-dollar return on home improvements. Remember that sellers and Realtors© are not appraisers...buyers are. In the end, it is the buyer's evaluation that matters. Buyers make their assessments by comparing your property with others that offer similar features and are in a similar condition to yours.<br />
<br />
4. <i>Is there any harm in overpricing property, then dropping the price if it doesn’t sell?</i><br />
Yes. To effectively price your home, you must establish a solid correlation between the asking price and the fair market value. A realistic asking price will result in a fast, lucrative sale. If your price is out of sync with the market, you’re likely to turn off a large group of potential buyers. Contrary to popular belief, a buyer usually makes an offer on a fairly priced property before making a lower offer on a listing that is seen as overpriced. Also, overpricing your home often helps sell your neighbor's home faster than yours.<br />
<br />
5. <i>But my house is worth so much more...</i><br />
Emotion and pride should have no place in the pricing process. Sellers speak of value, amount invested and what they can afford "to take." Buyers consider only price, condition and other properties offered.<br />
<br />
6. <i>Should I leave room for negotiating?</i><br />
Experience has shown that the closer your listing price is to the supporting comparable sales data, the greater your chances for a quick sale at or near your asking price. As a result, we recommend pricing as close to that figure as possible. If you list your home at an unreasonably high price and receive a full-priced offer, the price will be tested during the appraisal and lending process. As a result, it’s important to price your property at something statistics and the experience of the local brokers can justify. In fact, agents will miss showing your property to potentially qualified buyers simply because, at face value, your property is out of their clients' price range.<br />
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-16033966928961534752016-08-08T13:51:00.000-07:002016-08-08T13:51:00.158-07:00Seller Disclosure Requirements<div dir="ltr" style="text-align: left;" trbidi="on">
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</h1>
During the escrow process, you must inform the buyer of specialized conditions that affect your home. These may include the following conditions:<br />
<br />
<b>Lead Paint</b><br />
Sellers of properties built prior to 1978 have the following obligations:<br />
<ul>
<li>Provide buyers with a HUD pamphlet entitled "Protect Your Family From Lead in Your Home"</li>
<li>Disclose all known lead-based paint and related hazards and provide any available reports</li>
<li>Include a standardized warning as an attachment to the contract</li>
<li>Complete and sign statements verifying that requirements have been met</li>
<li>Retain the signed acknowledgement for 3 years</li>
<li>In addition, you must provide the buyers with a 10-day opportunity to test for lead</li>
</ul>
<br />
<b>Natural Hazards</b><br />
California law requires sellers to disclose, via a "Natural Hazard Disclosure Statement" or NHD, if properties are located in one of six predetermined "natural hazard" zones. (If the property is not within one of these zones, you, of course, have no such obligation.)<br />
<br />
<b>The six zones are:</b><br />
<ol>
<li>A flood hazard zone as designated by the Federal Emergency Management Agency (FEMA)</li>
<li>An area of potential flooding after a dam failure (also known as an inundation area)</li>
<li>A very high fire hazard zone</li>
<li>A wildland fire area, also known as a state fire responsibility area</li>
<li>An earthquake fault zone</li>
<li>A seismic hazard zone</li>
</ol>
<br />
If an NHD is delivered to the buyer after both parties have signed the Purchase Agreement, the buyer will have three days to rescind the agreement. However, if the buyer received the NHD before they signed the Purchase Agreement, then they cannot use the NHD to rescind.<br />
<br />
<b>Mello-Roos Districts</b><br />
Especially (but not exclusively) if you are selling a home in a newer area, you may be within a Mello-Roos tax district, and you must provide to the buyer a "Notice of Special Tax." If this notice is delivered to the buyer in person, they have three days to rescind their offer. If it’s delivered via U.S. mail, they have five days to decide.<br />
<br />
Basically, a "Mello-Roos Community Facilities District" is formed by a local government, district, or agency to finance public services and facilities including police and fire departments, ambulance and paramedic services, parks, schools, libraries, museums and cultural facilities.<br />
<br />
<b>Condominiums etc.</b><br />
If you’re selling a condominium, townhouse or other planned development (for purposes of this discussion, we will call them all "condominiums"), there are the buyer needs to know about common areas (such as greenbelts and recreational rooms) and the homeowner’s association.<br />
<br />
The buyer will be required to make monthly payments, known as regular assessments, to maintain common areas, as well as special assessments to replace a roof or repair the plumbing, as determined by the homeowner’s association (HOA.)<br />
<br />
Condominiums also may have regulations regarding architectural requirements, limitations on pets, and age restrictions (i.e., senior housing). These must be formally disclosed to the buyer during escrow. You may provide this information via the following documents, to the extent that they exist and are available:<br />
<br />
<b>Declaration of Restrictions:</b><br />
<ul>
<li>Commonly known as "CC&Rs", or Conditions, Covenants and Restrictions</li>
<li>Articles of Incorporation or Articles of Association</li>
<li>Bylaws</li>
<li>All current financial information and related statements, including operating budget, estimated revenue and expenses, HOA reserves, estimated remaining life of major components (including roofs, plumbing etc.), and regular and special assessments</li>
<li>A statement describing the HOA’s policies and practices in enforcing lien rights or other legal remedies for default in payment of its assessments</li>
<li>A summary of the HOA’s property, general liability, and earthquake and flood insurance policies</li>
<li>On existing HOA’s, a statement describing any restrictions on the basis of age, such as authorized senior citizen housing</li>
</ul>
<br />
Many smaller HOAs will not have all of these documents, but must provide what they do have.<br />
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-29332127049980764732016-07-25T13:49:00.000-07:002016-07-25T13:49:00.204-07:00How to Help Sell Your Home<div dir="ltr" style="text-align: left;" trbidi="on">
<h1 class="h1" style="color: #202020; display: block; font-family: Arial; font-size: 34px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: left;">
</h1>
Let your home smile a welcome to buyers when the agent shows the house...<br />
<br />
<b><span style="color: maroon;">Three's A Crowd</span></b><br />
<br />
Avoid having too many people present during inspections. The potential buyer will feel like an intruder and will hurry through the house.<br />
<br />
<span style="color: maroon;"><b>Music is Mellow</b></span><br />
<br />
But not when showing a house. Turn off the blaring radio or television. Let the salesman and buyer talk, free of disturbances.<br />
<br />
<span style="color: maroon;"><b>Pets Underfoot?</b></span><br />
<br />
Keep them out of the way-preferably out of the house.<br />
<br />
<span style="color: maroon;"><b>Silence is Golden</b></span><br />
<br />
Be courteous, but don't force conversation with the potential buyer. He/she wants to inspect your house-not pay a social call.<br />
<br />
<span style="color: maroon;"><b>Be It Ever So Humble</b></span><br />
<br />
Never apologize for the appearance of your home. After all, it has been lived in. Let the trained salesperson answer any objections. This is his job.<br />
<br />
<span style="color: maroon;"><b>In the Background</b></span><br />
<br />
The salesperson knows the buyer's requirements and can better emphasize the features of your home when you don't tag along. You will be called if needed.<br />
<br />
<span style="color: maroon;"><b>Why Put the Cart Before the Horse?</b></span><br />
<br />
Trying to dispose of furniture and furnishings to the potential buyer before he has purchased the house often loses a sale.<br />
<br />
<span style="color: maroon;"><b>A Word to the Wise</b></span><br />
<br />
Let your Realtor discuss price terms, possession and other factors with the customer. He is eminently qualified to bring negotiations to a favorable conclusion.<br />
<br />
<span style="color: maroon;"><b>Use Your Agent</b></span><br />
<br />
Show your home to prospective customers only by appointment through your agent. Your cooperation will be appreciated and will help close the sale more quickly.<br />
<br />
<span style="color: maroon;"><b>First Impressions are Lasting</b></span><br />
<br />
The front door greets the prospect. Make sure it is fresh, clean and scrubbed looking. Keep lawn trimmed and edged, and the yard free of refuse.<br />
<br />
<span style="color: maroon;"><b>Decorate for a Quick Sale</b></span><br />
<br />
Faded walls and worn woodwork reduce appeal. Why tell the prospect how your home could look, when you can show him by redecorating? A quicker sale at a higher price will result. An investment in new kitchen wallpaper will pay dividends.<br />
<br />
<span style="color: maroon;"><b>Let the Sun Shine In</b></span><br />
<br />
Open draperies and curtains and let the prospects see how cheerful your home can be. (Dark homes do not appeal.)<br />
<br />
<span style="color: maroon;"><b>Fix That Faucet</b></span><br />
<br />
Dripping water discolors sinks and suggests faulty plumbing.<br />
<br />
<span style="color: maroon;"><b>Repairs Can Make a Big Difference</b></span><br />
<br />
Loose knobs, sticking doors and windows, warped cabinet drawers and other minor flaws detract from home value. Have them fixed.<br />
<br />
<span style="color: maroon;"><b>From Top to Bottom</b></span><br />
<br />
Display the full value of your attic and other utility space by removing all unnecessary articles.<br />
<br />
<span style="color: maroon;"><b>Safety First</b></span><br />
<br />
Keep stairways clear. Avoid cluttered appearances and possible injuries.<br />
<br />
<span style="color: maroon;"><b>Make Closets Look Bigger</b></span><br />
<br />
Neat well organized closets show that you have ample space.<br />
<br />
<span style="color: maroon;"><b>Bathrooms Help Sell Homes</b></span><br />
<br />
Check and repair caulking in bathtubs and showers. Make this room sparkle.<br />
<br />
<span style="color: maroon;"><b>Arrange Bedrooms Neatly</b></span><br />
<br />
Remove excess furniture. Use attractive bedspreads and freshly laundered curtains.<br />
<br />
<span style="color: maroon;"><b>Can you See the Light?</b></span><br />
<br />
Illumination is like a welcome sign. The potential buyer will feel a glowing warmth when you turn on all your lights for an evening inspection.<br />
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<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-66473563193001140152016-07-11T13:49:00.000-07:002016-07-11T13:49:01.203-07:00Preparing Your Property for Sale<div dir="ltr" style="text-align: left;" trbidi="on">
<h1 class="h1" style="color: #202020; display: block; font-family: Arial; font-size: 34px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: left;">
</h1>
<br />
Fully preparing your home for sale can make a considerable difference in the time it takes to sell it. You can eliminate buyer objections before they arise by making necessary repairs and improvements, some of which are suggested in the article.<br />
<br />
<b>Outdoors</b><br />
<ul>
<li>Spruce up your garden and lawn; trim shrubbery and replace dead plants.</li>
<li>Yard and patio should be neat; outdoor furniture clean and in good shape.</li>
<li>Manicure your front yard; make sure your driveway and entryway are free of clutter.</li>
<li>Kitchen Sinks, appliances and countertops should sparkle. </li>
<li>Remove any clutter.</li>
<li>Wax the floor.</li>
<li>Clean the oven, range and other appliances.</li>
<li>Clean tile and grout. Replace if necessary.</li>
</ul>
<br />
<b>Exterior</b><br />
<ul>
<li>Ensure the house numbers, mailbox and exterior lighting are in good condition.</li>
<li>Touch up with fresh paint as needed.</li>
<li>Inspect chimney for cracks and earthquake damage.</li>
<li>Repair loose trim, drain pipes and fencing.</li>
<li>Clean stains and window screens.</li>
</ul>
<br />
<b>Bathrooms</b><br />
<ul>
<li>Clean mirrors, glass, chrome and porcelain surfaces.</li>
<li>Replace shower curtain if needed.</li>
<li>Fix any faucet drips or leaks.</li>
<li>Clean grout and caulking. </li>
<li>Replace if needed.</li>
</ul>
<br />
<b>Garage</b><br />
<ul>
<li>Remove clutter and tidy up the shelves.</li>
<li>Clean the floor.</li>
</ul>
<br />
<b>Closets</b><br />
<ul>
<li>Doors and drawers should open and close easily.</li>
<li>Remove clutter, tidy up shelves and racks.</li>
<li>Shoes and clothes should be neatly arranged.</li>
</ul>
<br />
<b>Living Areas</b><br />
<ul>
<li>Paint if needed. </li>
<li>Think about brightening interiors with neutral toned paint.</li>
<li>Clean draperies and carpets.</li>
<li>Replace burned out light bulbs.</li>
</ul>
<br />
<b>Overall</b><br />
<ul>
<li>Check basics: doors, windows, cabinets.</li>
<li>Clean fireplace and remove smoke stains from wall and mantle.</li>
<li>Clean your furnace and water heater.</li>
</ul>
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<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-74143520654480635742016-06-27T13:48:00.000-07:002016-06-27T13:48:03.859-07:00How to Buy & Sell a Home at the Same Time<div dir="ltr" style="text-align: left;" trbidi="on">
<h1 class="h1" style="color: #202020; display: block; font-family: Arial; font-size: 34px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: left;">
</h1>
Ah, to be a first-time home buyer again: How easy it was to buy a home when you weren’t carrying another mortgage on your back!<br />
<br />
If you’re looking to graduate from first-timer to repeat buyer, you know things are about to get much trickier. Unless you’re a bona fide house collector, you’ll have to sell your home in order to buy anew—adding a whole separate layer of anxiety to what you already know is a stressful home-buying process.<br />
<br />
In an ideal world, you’d buy a new home, move, and then, and when all the dust settles, deal with the turmoil of selling. But for most people, that’s totally unrealistic. Not only does it cost significantly more, since you’ll be paying two mortgages, but sellers might be quick to judge if you’re holding on to your current home.<br />
<br />
If selling and buying simultaneously is the only way to go, here’s what you need to know to make sure both processes go as smoothly as possible.<br />
<br />
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<br />
<span style="color: darkorange;"><b>Know the market first</b></span><br />
<br />
Before you start seriously searching for a new home—or put your current home on the market—make sure you have a solid understanding of the housing market in your area (and the area where you’re planning to buy). Is the market weighted toward buyers or sellers?<br />
<br />
Only then will you be able to fully strategize. As is so often the case, the best plan of action may differ depending on exactly who has the power.<br />
<br />
That doesn’t mean to find one house you like and call it a day: Find multiple suitable options. That way, you’re less likely to find yourself in trouble if your purchase falls through—your newly sold home won’t leave you stranded.<br />
<br />
Similarly, make sure to hire an appraiser and price your old home fairly. Now is decidedly not the time for delusions of grandeur: Two extra months on the market because you couldn’t humble yourself to lower the price means two months you’ll be paying double mortgages. Two very long months…<br />
<br />
<span style="color: darkorange;"><b>Plan your schedule carefully…</b></span><br />
<br />
Should you buy first, then sell—or vice versa? Both have their risks and rewards. Selling first makes getting a mortgage easier, but it also means you’ll need to find a temporary place to live. Buying first means moving will be easier, but it also skews your debt-to-income ratio, making it harder to qualify for a new mortgage—not to mention the difficulty of juggling two monthly house payments.<br />
<br />
Whichever option you choose, make sure you’re prepared to accept the consequences: having to store your stuff and rent temporarily, or undergoing the financial burdens of dual mortgages.<br />
<br />
<span style="color: darkorange;"><b>… but don’t rely on timing</b></span><br />
<br />
When buying and selling a home simultaneously, there are numerous external circumstances that play a part.<br />
<br />
Remember: You’re not the only party in this equation. For every seller there’s a buyer, for every buyer a seller. While things might appear to be working smoothly when viewing your master plan from above, that doesn’t take into account the variabilities of other people. Closings are rife with delays. Your buyers might have difficulty securing their mortgage; your home inspector may bring up issues that need to be fixed before you can move in.<br />
<br />
So even if you’ve planned to sell your home first and are prepared to rent while buying, know that even the best-laid plans go awry—and you might end up juggling both mortgages. Preparing yourself for this (however remote) possibility ahead of time will ensure a smooth transition.<br />
<br />
<span style="color: darkorange;"><b>Know your financial solutions</b></span><br />
<br />
For those who choose to sell first, the process is relatively straightforward other than the additional cost of a rental between homes. However, there is the option of a rent-back agreement, where you negotiate with the lenders and buyers to be able to remain in the property for a maximum of 60 to 90 days—often in exchange for a lower selling price or rent paid to the buyers. This can relieve some of the pressure of finding a new home, giving you additional time to house hunt.<br />
<br />
But if you’re buying first, talk to your Realtor about ways to decrease your financial burden and risk. Here are the two most popular options for buyers:<br />
<br />
Contract contingency: Buyers can request that their new home purchase be dependent on the successful sale of their old home. If you’re looking in a competitive market, this may not be a good option; however, if the seller of your intended home has had difficulty attracting interest, this may be a good deal for all parties involved—assuming you can convince them that your home will sell quickly.<br />
<br />
Bridge loans: Bridge financing allows you to own two homes simultaneously if you don’t have deep pockets for a second down payment. This option is especially attractive if you’d planned to sell your home first and use the proceeds to buy the second. It functions as a short-term loan, intended to be repaid upon the sale of your original house.<br />
<br />
<span style="color: darkorange;"><b>Don’t let fear rush you</b></span><br />
<br />
If your home has sold but you haven’t found a new place to live, don’t let anxiety push you toward a bad decision. DiMauro usually recommends that his clients pre-emptively plan on a short-term rental “so they don’t feel stressed or pushed into something that they would not normally be interested in,” he says. “They shouldn’t make a purchase because they felt like they were pressured from the time constraints.”<br />
<br />
Found the perfect home right on schedule? That’s great. But don’t feel like you have to compromise on things that are important to you just because you need to find a home. Conversely, don’t accept a bid that you feel is too low just because your finances are strained by two mortgages. If you have a temporary apartment set up, you’re less likely to compromise.<br />
<br />
Certainly, selling and buying a house simultaneously will be stressful—but carefully considering and planning for the risks and hurdles can mitigate the stress.<br />
<br />
<br />
<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
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<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-87836850997268001862016-06-08T14:03:00.000-07:002016-06-08T14:03:54.758-07:008 Things To Do When You Move Into Your New Home<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="color: darkorange;"><b>1. Change the locks</b></span><br />
Before moving even one tiny piece of furniture into your new home, change the locks—or at least have them rekeyed. It’s not that you don’t trust the sellers but there are numerous people who've had contact with those keys over the years, any of whom could have copied the keys for some unsavory purpose.<br />
<br />
<img align="none" data-cke-saved-src="https://gallery.mailchimp.com/c45bdad91f91656de7f3351f8/images/f88f4d5c-63eb-454b-95c3-a3abcaee44fd.jpg" height="266" src="https://gallery.mailchimp.com/c45bdad91f91656de7f3351f8/images/f88f4d5c-63eb-454b-95c3-a3abcaee44fd.jpg" style="border: 0; display: inline; height: 266px; line-height: 100%; margin: 0px 0px 0px 80px; outline: none; text-decoration: none; width: 400px;" width="400" /><br />
<span style="color: darkorange;"><b>2. Change the alarm batteries</b></span><br />
Making sure your fire and carbon monoxide detectors have fresh batteries may not seem like a pressing issue while you’re in the middle of a stressful move, but it’s the kind of thing that gets ignored and then forgotten. Better to deal with it now, when the home is empty and you can make a quick sweep of the house—without lugging a ladder around furniture.<br />
<br />
<span style="color: darkorange;"><b>3. Review your home inspector’s report</b></span><br />
Inspection reports are often filed with the escrow papers—but don’t wait until something goes wrong to pull them out. A good home inspector will outline the most important issues in their report, so use their expertise as a guide for your first few days of ownership. If they’ve marked anything as particularly pressing that wasn't addressed by the sellers, make sure to handle it before moving in.<br />
<br />
<span style="color: darkorange;"><b>4. Find the circuit breaker and water shut off</b></span><br />
If you were there during inspection, you should know where your junction box is, but if you don’t, finding it should be top on your list. During a move, when you’re plugging all sorts of electrical doodads into the wall, you don’t want to be lost in the dark hunting for that elusive metal box. Its a wise idea to also find the water shut-off, too.<br />
<br />
Then, get familiar: If the panel is not already well-marked, have your spouse or another family member stand in different parts of the house while you flip different switches, and make a note of which ones handle different rooms.<br />
<br />
<span style="color: darkorange;"><b>5. Deal with any water problems</b></span><br />
Deal with water-related issues immediately called out in the inspection report. These tend to be troublesome because they’re so easily ignored. A leaky toilet might seem minor, but the steady drip can damage internal structural components.<br />
<br />
Check your roof, too: If the rubber vent boots on your roof are leaking, you might not know it for a while.<br />
<br />
<span style="color: darkorange;"><b>6. Caulk everything</b></span><br />
This one isn’t mandatory, but caulking is a whole lot easier if you do it when the house is empty, letting you see all the nooks and crannies that might need a little sealing—and don’t forget the exterior. Caulking issues occur in just about every home and while they might seem minor, it doesn’t take long before cracking gives way to leaks and even more water issues.<br />
<br />
<span style="color: darkorange;"><b>7. Plan your emergency exits</b></span><br />
Before you begin bringing in furniture, walk through every room and decide how you would escape in an emergency. This can help you spot problem areas or rooms that need some adjustments—say, removing bars or adding egress windows to a basement.<br />
<br />
<span style="color: darkorange;"><b>8. Clean your gutters</b></span><br />
Don’t let the dullness of this 'out of sight' task push you to procrastination: If the previous homeowners didn’t clean the gutters, you need to do so ASAP.<br />
<br />
<div style="color: #232323; font-size: 12px; line-height: normal; margin: 0px; text-align: center;">
<span style="font-size: 14px;"><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i></span></div>
<h4 class="null" style="color: #202020; display: block; font-family: Arial; font-size: 22px; font-weight: bold; line-height: 100%; margin-bottom: 10px; margin-left: 0; margin-right: 0; margin-top: 0; text-align: center;">
<br /><span style="font-size: 14px;"><span style="font-size: 18px;"><span style="color: darkorange;">408.687.2026 | </span><a data-cke-saved-href="mailto:julie@juliewyss.com" href="mailto:julie@juliewyss.com" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">Julie@JulieWyss.com</span></a><span style="color: darkorange;"> | </span><a data-cke-saved-href="http://www.juliewyss.com" href="http://www.juliewyss.com/" style="color: #336699; font-weight: normal; text-decoration: underline;" target="_blank"><span style="color: darkorange;">www.JulieWyss.com</span></a></span></span></h4>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-54719848988226526612016-03-14T11:00:00.000-07:002016-03-14T11:00:09.298-07:00When Should You Walk Away From a Home Purchase?<div dir="ltr" style="text-align: left;" trbidi="on">
Finally, after months of looking and making offers, you've found a house and are in contract. But even when you are in contract, there are things that could pop up and make the house seem less appealing.<br />
<br />
Below are 5 things that should serve as red flags, warning you that maybe you should reconsider.<br />
<br />
<span style="color: orange;"><b>1. The appraisal comes in below contract price</b></span><br />
Though this is not uncommon in active markets, some buyers won't have any additional funds to make up the difference. You can try getting a second appraisal from another lender or renegotiating with the sellers for a lower price (though if there were multiple offers, that's probably not realistic.) But, if you've talked it over with your agent and it doesn't feel right, you might be wise to let this house go.<br />
<br />
<span style="color: orange;"><b>2. The inspections discover a multitude of issues</b></span><br />
Inspections often uncover serious repairs, like foundation issues, major plumbing or electrical problems. If the list is longer than you expected or want to deal with, or if the repairs will cost much more time and money than you have, talk to your Realtor. They may counsel your to renegotiate with the sellers or even to walk away.<br />
<br />
<span style="color: orange;"><b>3. You feel like you're settling </b></span><br />
Before you began your home search, you created a list of the things you need and those you want. But in this crazy market, buyers can lose sight of their requirements just to make a deal work. So, you'll have a house but it doesn't meet any of your criteria. If you don't think you'll be happy, it's time to break ties and keep looking.<br />
<br />
<span style="color: #e69138;"><b>4. You're at the very top of your price range</b></span><br />
It's a seller's market and often buyers are faced with bidding wars. This can quickly get you to the peak of your price range. This can leave you feeling financially strapped, especially when you factor in property taxes, homeowner's insurance and all the other things a new home brings. If the cost is making you lose sleep for fear of overextending yourself financially, it might be time to walk away.<br />
<br />
<span style="color: #e69138;"><b>5. You're buying with another person who isn't 100% on board</b></span><br />
Purchasing a home is a major financial decision and all parties involved must agree. Discuss your requirements in advance and prioritize them. If one or the other of you feels uncomfortable with a specific house, move on.<br />
<br />
<i>If you have a need for a real estate professional, please contact me.
I would also appreciate your vote of confidence by passing my name to
anyone you may know who would benefit from my services.</i><br />
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<br />
408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a><br />
<div style="text-align: center;">
<b>Ranked #21 out of over 16,000 Realtors in Santa Clara County-2016</b> </div>
</div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95032, USA37.2260616 -121.9302448999999937.124900600000004 -122.09160639999999 37.3272226 -121.76888339999999tag:blogger.com,1999:blog-2673028431730166122.post-22599009450287588612016-02-29T11:00:00.000-08:002016-02-29T11:00:14.640-08:00Do Neighbors Affect Property Values?<div dir="ltr" style="text-align: left;" trbidi="on">
One of the best things about a home can be wonderful neighbors. But sometimes, neighbors can also be an issue. <br />
<br />
Loud noises, unkempt yards and barking dogs can have an impact on property value. When you tour a home, make note of more than just the house, be sure to consider your potential neighbors as well.<br />
<br />
<b>The discussion about neighbors and the community is an important conversation to have with your real estate agent, whether you are buying a house or selling</b>. As a buyer, make sure your agent understands your wants and needs so your agent can help you find the home and the neighborhood of your dreams. As a seller, enlist your agent's help to identify potential neighborhood challenges to address before your home goes on the market.<br />
<br />
<br />
<span style="color: #e69138;"><b>What Buyers Can Do</b></span><br />
<br />
If
you're thinking of buying in a certain area, your agent can do
research on the neighborhood. It also is beneficial for you to visit the
neighborhood at different times of the day on your own or with your
agent so you can see what kind of atmosphere exists at night, in the
early morning and other times of the day. Walk around the neighborhood
and if neighbors are outside, talk to them. This will help you gain some
first hand knowledge of the neighbors themselves and how they enjoy
living in the area.<br />
<br />
<span style="color: #e69138;"><b>What Sellers Can Do</b></span><br />
<br />
If you're planning to sell your home, talk with the owners of neighboring properties. Let them know you are selling your home and want to present the neighborhood in the best possible light.<br />
<br />
Don't conceal real problems or create a facade during showings. But working with your neighbors to help get the neighborhood ready to show along with your home is perfectly acceptable.<br />
<br />
As you're packing up your belongings and trashing collected junk, offer neighbors the use of your collection bin for free to dispose of their unwanted items, especially those items in front yards or driveways that are unsightly.<br />
<br />
As you're working on your own landscaping, consider buying a nice outdoor potted plant for the neighbors to place on their doorstep. Or go a step further and offer to help them tend their yard. <br />
<br />
<span style="color: #e69138;"><b>General Neighbor Relationship Tips</b></span><br />
<br />
Have you already moved in and then discover a problem? Here are a few tips that can help diffuse and resolve issues with your new neighbors.<br />
<br />
1. <b>Let the neighbors know about the situation and how it is causing a disturbance</b>. Be courteous in your approach. It could very well be that your neighbors don’t realize the issue. By giving them the benefit of the doubt, you will be kinder in your approach, as well as received on a good note.<br />
<br />
2. If your neighbors are hard to contact by phone or won't answer their door, <b>leave them a short, polite note</b>. <br />
<br />
3. Addressing the issue is the first step. As a priority, <b>offer to compromise and also offer solutions</b>. This shows that you have thought this through and understand that to peacefully co-exist, both parties must be willing to do some work.<br />
<br />
4. <b>Be informed</b>. Know the ordinances and regulations on noise, trash and curfews that govern your homeowner's association, municipality, county and/or state. Often times, if a home is in an HOA managed community, the association can handle the issue.<br />
<br />
5. Don't forget the golden rule. <b>If you want good neighbors, you should be one as well</b>. By approaching the issues with empathy and understanding, you are most likely to have a successful dialogue and solution.<br />
<br />
<i>If you have a need for a real estate professional, please contact me.
I would also appreciate your vote of confidence by passing my name to
anyone you may know who would benefit from my services.</i><br />
<br />
<br />
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408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a><span style="color: #444444;"><b> </b></span><br />
<br />
<span style="color: #444444;"><b>Ranked #21 out of over 16,000 real estate agents in Santa Clara County.</b></span></div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95032, USA37.2260616 -121.9302448999999937.124900600000004 -122.09160639999999 37.3272226 -121.76888339999999tag:blogger.com,1999:blog-2673028431730166122.post-73237278463491926972016-02-15T11:00:00.000-08:002016-02-15T11:00:03.503-08:005 Tips from Real Estate Photographers<div dir="ltr" style="text-align: left;" trbidi="on">
Contrary to what you might have heard, a buyer’s first impression is no longer the moment when they drive up to check out your curb appeal. In fact, more often than not, they’ve already seen your home inside and out online.<br />
<br />
Most buyers spend weeks perusing online listings, texting must-see homes to their agent, and making judgements about homes purely based on images they've seen on the Internet.<br />
<br />
Photos are the curb appeal of the digital age, and those shots have to be good.<br />
<br />
<b><span style="color: orange;">Here are 5 tips from real estate photographers to ensure your home has online curb appeal.</span></b><br />
<br />
<b>1. Don't take your own photos</b><br />
<br />
To get a good photo, you need the right equipment, including a high-end camera and some full-featured editing software results in richer, more flattering photographs. <br />
<br />
<b>2. Go for a simple and decluttered look</b><br />
<br />
Your home will appeal to more people if it is depersonalized and has a 'model home' feel. Pack away family photos, knicknacks, counter clutter and small appliances. Go for a sleek, simplified look.<br />
<br />
<b>3. Dirt does show</b><br />
<br />
A missed stain on the kitchen floor, dust on the mantel, slight discoloration in the carpet—it’s all going to show in the photos. The good news is, a pro can edit most of those things out, but your house should be as clean as possible before the shoot.<br />
<br />
<b>4. Check the weather</b><br />
<br />
If a big storm is due to hit on the day of your photos, it may be wise to reschedule, especially if your newly tidied yards take a hit. A good photographer can turn a cloudy sky blue with editing software but can't easily remove leaves, branches and other debris littered across your lawns, or enhance a photo to remove a downpour. Having your yards in perfect condition for the photographer is definitely key.<br />
<br />
<b>5. Do a final sweep</b><br />
<br />
Now that you've packed those extra items away and had your house and yards tidied, it's wise to do a final sweep. Pay extra attention to blinds, curtains, bedspreads, and shower curtains, making sure they are in place and smooth. Make sure the toilet lids are closed. Refresh the toilet paper rolls. All those little touches make a big difference.<br />
<br />
Article excerpt from realtor.com <br />
<br />
<div style="text-align: center;">
<i>If you have a need for a real estate professional, please contact me.
I would also appreciate your vote of confidence by passing my name to
anyone you may know who would benefit from my services.</i></div>
<div style="text-align: center;">
<br /></div>
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<br />
408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a><br />
<div style="text-align: center;">
<br /></div>
<b>Ranked #21 out of over 16,000 real estate agents in Santa Clara County.</b><br />
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95032, USA37.2260616 -121.9302448999999937.124900600000004 -122.09160639999999 37.3272226 -121.76888339999999tag:blogger.com,1999:blog-2673028431730166122.post-82386809253742558752016-02-01T11:00:00.000-08:002016-02-01T11:00:13.043-08:007 Things Your Realtor Does Behind Your Back<div dir="ltr" style="text-align: left;" trbidi="on">
For every hour an agent spends in your presence, he or she will spend an average of nine hours out of eyesight working on your behalf. Why? Because agents don’t get paid if they don’t close the deal! <br /><br />So if you’re wondering what their commission is actually going toward, we’ve compiled a list of things agents do when you’re not watching.<br /><br /><span style="color: orange;"><b>They shop property online</b></span><br /><br />Your agent's real estate research includes looking up flood zones, gathering property-specific data, researching schools and much more.<br /><br />Plus, listings come and go fast in the real estate world, so agents need to check their multiple listing service database constantly. Sometimes the process of matching up properties with clients can take a lot of time.<br /><br /><span style="color: #e69138;"><b>They go prospecting</b></span><br /><br />Many Realtors spend time driving around checking out new listings. This is a great way to preview properties, and network with other agents about your listings.<br /><br /><br /><span style="color: #e69138;"><b>They spend their own money on marketing</b></span><br /><br />In addition to not getting paid until a deal is done, selling agents also spend their own money on marketing: email marketing campaigns, newspaper ads, fliers & brochures, staging, photography, and placements on listing sites.<br /><br /><span style="color: #e69138;"><b>They write up offers and counteroffers</b></span><br /><br />Offers and counteroffers are an extremely important part of the transaction, as they can save or net you thousands of dollars on a sale. Yet getting to the right price requires written offers and counteroffers every step of the way.<br /><br /><span style="color: #e69138;"><b>They stick around for inspections</b></span><br /><br />You might not be present when it’s inspection time, but often your agent will be. This gives the agent an immediate knowledge of what issues a home may have. They will then make recommendations to their sellers on what to repair or to the buyer's on how to negotiate.<br /><br /><span style="color: #e69138;"><b>They smooth bumps in the road</b></span><br /><br />Not every sale goes smoothly but good agents try to shield their clients from the high drama unless there’s a reason to fill them in. Agents put out fires, fixing issues that buyers and sellers don't need to be bothered with.<br /><br /><span style="color: #e69138;"><b>They keep you calm when the pressure’s on</b></span><br /><br />Good agents don’t just hand you a house. They can also act as a therapist, making your sale much less stressful. Your agent problem-solves and keeps a positive approach, coming up with positive solutions. <br /><br /><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i><br />
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<br /><br /> 408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a></div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95032, USA37.2260616 -121.9302448999999937.124900600000004 -122.09160639999999 37.3272226 -121.76888339999999tag:blogger.com,1999:blog-2673028431730166122.post-55237609439245940752016-01-18T11:00:00.000-08:002016-01-18T11:00:10.113-08:00Remodeling Projects with the Biggest Return<div dir="ltr" style="text-align: left;" trbidi="on">
Home improvements can increase home value and make your house feel like a home but they are not all created equal. Learn which remodeling projects will work for you when it comes time to sell.<br /><br />
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<span style="color: orange;"><b>The Top Three</b></span></h3>
<b>Replace Your Front Door</b><br />The top home improvement, replacing your entry door with an updated, steel exterior door costs only $1,366 but recoups 123% of the cost.<br /><br /><b>Garage Door Replacement</b><br />Another exterior upgrade that offers significant ROI, replacing your garage door runs about $1,756 and offers 110% resale value.<br /><br /><b>Wood Deck Addition</b><br />A much more significant cost outlay at $11,685, adding a wood deck addition provides desirable outdoor living space and recoups 101% of the cost.<br /><br />Other home improvements that have a respectable return include window replacements (wood) with a 95% ROI, vinyl window replacements at 90.5% return, creating an attic bedroom, which recovers almost 92% of the $60,675 cost and a mid-range bathroom remodel that has an ROI of about 86% of its $19,436 cost.<br /><br />If you're considering home improvements that are quick, fairly easy and low cost, replacing your front and garage doors give the most bang for your buck. Many other improvements may not offer the same return on investment but can add an increased level of pleasure and enhanced lifestyle while living in your home.<br /><br /><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i><br />
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408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a></div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA, USA37.2358078 -121.9623751000000337.134669800000005 -122.12373660000003 37.3369458 -121.80101360000003tag:blogger.com,1999:blog-2673028431730166122.post-18665551821124620732016-01-04T11:00:00.000-08:002016-01-04T11:00:00.487-08:00Getting the Best Value for Your Home<div dir="ltr" style="text-align: left;" trbidi="on">
A strategic sales plan, coupled with a smart buy in your new location will ensure that you recoup the maximum value for your home.<br /><br /><span style="color: #b45f06;"><b>Plan Strategically</b></span><br />Consult with a local real estate agent to ensure your house is priced competitively and shows its best. There are three key factors to getting a home sold—location, price, and condition and only two are under your control: price and condition. Of the two, price is more significant. Remember that if a home is priced properly, it will compensate for poor condition, but whatever the condition, it will never overcome a incorrectly priced home.<br /><br />The best price you’ll get in today’s market is the one you get now. Don’t worry about where the market has been, keep your focus on where it is going. The price your neighbor down the street got six months ago is not relevant in a market where your house is competing with others from all across town. A local, knowledgable real estate agent will be able to help you decide how to pinpoint your price with precision.<br />
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<span style="color: #b45f06;"><b>Buy Smart</b></span><br />Whether you are moving to an area where prices are in a downturn or have plans to move up to a nicer home in the same town, selling your house now can get you into the home of your dreams. Whether home prices are on the rise or on the decline, either presents a great opportunity for a savvy homeowner looking to move up. Even if your house price may be lower, the loss at sale can be made up by greater savings at purchase because generally, if home prices are declining, that tends to occur across the board.<br /><br />By teaming with an experienced local agent who knows how to work with the current market and who can assist in showcasing your home, you'll will get the most from the sale of your home.<br /><br /><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i><br />
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<br /> 408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a></div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA, USA37.2358078 -121.9623751000000337.134669800000005 -122.12373660000003 37.3369458 -121.80101360000003tag:blogger.com,1999:blog-2673028431730166122.post-14221107934466531902015-12-21T10:30:00.000-08:002015-12-21T10:30:00.773-08:006 Staging Tips for Sellers<div dir="ltr" style="text-align: left;" trbidi="on">
Professional stagers are designer/decorators charged with making your house more marketable.<br />
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Prepping your home for getting the best offer possible means decorating rooms, walls, floors, and ceilings in a way that encourages potential buyers to imagine themselves in your home. Stagers favor neutral walls, simple layouts, and minimal artwork.<br />
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“There’s a big difference between designing for someone’s tastes and remerchandizing a home to appeal to as many people as possible,” says Kathy Burke of Sensational Home Staging in Danville, CA. Getting it right is a critical and enigmatic art. Don’t panic! We got some stagers to reveal their secrets to help you navigate the process.<br />
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<span style="color: #e69138;"><b>1. Don’t take it personally</b></span><br />
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We know you love the way you set up your living room. That eclectic collection of wicker baskets from all your European travels stacked up in the corner? It’s the perfect detail for you—but not for your stager. Not even close.<br />
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So here’s the thing: When they tell you what to change (and they absolutely will), don’t be offended. It doesn’t mean they think your style is awful. Not necessarily, anyway.<br />
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“It’s not about whether I like something or not,” Burke says. “It’s about how we’re going to present it. I know what photographs well and what looks dated.”<br />
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Her favorite clients are the ones who know tough feedback is coming and don’t care: “I walk in and they say, ‘You can’t hurt my feelings. Do whatever you want.’”<br />
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<span style="color: #e69138;"><b>2. Toss your stuff, and disconnect emotionally</b></span><br />
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For many sellers, home staging will be the first time they realize they’re really, actually moving. Family pictures come down, the sofa goes into storage, and suddenly this place you called yours is looking less and less like you.<br />
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If you need to do some emotional processing, we understand: It’s hard to put your family home on the market. But don’t subject your stager to your stress. Detach. Chill out. Help the process, don’t hinder or fight it. Keep your eye on the prize: selling your home at the right price, to the right buyers, within the right time frame.<br />
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What does that really mean? Try removing as much of your stuff as possible before the stager comes. By tackling spring cleaning you’ll not only accomplish some necessary decluttering before your move, but you’ll also get used to the idea that this is no longer your home.<br />
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“We need to make sure that they’re truly ready to sell their house,” says David Peterson of Synergy Staging based in Portland, OR. “That’s a big part of emotionally disconnecting.”<br />
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<span style="color: #e69138;"><b>3. Move out (if you can)</b></span><br />
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Both Peterson and Burke find staging a home vastly easier when it’s vacant. If you can afford to move out when the home goes on the market, do it.<br />
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“It’s easier for them, it’s easier on their pets, and it’s easier on the buyer,” Burke says. “We can create one cohesive look and don’t have to blend anything.”<br />
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Occupied houses present more of a challenge (and take substantially more time): Stagers have to accommodate daily living, as well as risk the homeowner not preserving their layout (or any rented furniture).<br />
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Occupied homes can even cost more to stage. “It’s just a lot more work, timewise, when the owners are still living in the place,” Burke says.<br />
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<span style="color: #e69138;"><b>4. Stay out of the picture(s)</b></span><br />
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According to the 2014 Profile of Home Buyers and Sellers, 92% of buyers use the Internet to look for homes—meaning the pictures posted alongside your home’s listing are wildly important.<br />
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“Much of what I’m doing is to appeal to people through photographs,” Burke says. “I hope that photo will touch people and they’ll say, ‘That’s going on my short list.’”<br />
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Peterson aims to be the “last person in before the photographers. We want those pictures to look great.”<br />
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But no one wants the buyers to be disappointed with the home’s real-life presentation after seeing photos online. So here’s a bonus: If you’re staying in the property, make sure to keep it in tiptop shape.<br />
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<span style="color: #e69138;"><b>5. Get your money’s worth</b></span><br />
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Staging isn’t a last-minute addition before your home officially goes on the market. Stagers work far in advance and can’t always fit in last-minute work. Costs start around $1,250, depending on your state of residence, square footage, and what—if any—furniture you rent, according to the Real Estate Staging Association.<br />
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That might seem like a lot of money to spend on a home you’re about to sell, but both Burke and Peterson say staging is an investment with a very high return. “Anything we put in, we want to make sure you’re getting your money back,” Burke says. Some realtors include staging as part of their budget to market your home.<br />
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<span style="color: #e69138;"><b>6. Stay on schedule</b></span><br />
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Don’t dillydally on making the recommended changes for your stager, who can’t begin rearranging until you’ve finished renovating. Usually the requested changes are small (new paint, fixing chipped tiles in the bathroom, etc.).<br />
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Not finishing small jobs on time can push the entire project back.<br />
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“If we get there and a place hasn’t been cleaned, or there’s still a painting crew, we can’t do our jobs. Then we have to charge them a fee, leave, and then reschedule,” Peterson says. “If we’re booked out several weeks, it really makes it hard.” And maybe even more expensive. So get moving.<br />
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<i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i><br />
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408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a></div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA, USA37.2358078 -121.9623751000000337.134669800000005 -122.12373660000003 37.3369458 -121.80101360000003tag:blogger.com,1999:blog-2673028431730166122.post-73301970042999327142015-12-07T11:00:00.000-08:002015-12-07T11:00:00.112-08:00Get Your Home Ready For Winter<div dir="ltr" style="text-align: left;" trbidi="on">
Autumn is the perfect time to get your home ready inside and out for shorter, colder days. Tick these to do's off your list and your family, home and yards will be snug and secure.<br /><br /><b>Prune Trees</b><br />Hire a licensed arborist to remove dead or weighted branches on large trees. Have your gardener prune back any other bushes and plants, or tackle this one yourself.<br /><br /><b>Rake Leaves</b><br />Clear your yard of all leaves after trees are pruned and once they've lost all their foliage. Doing this now will allow for proper spring growth and also make your yard look tidier during the winter months.<br />
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<b>Clear Gutters</b><br />Be sure your gutters and downspouts are clear of all debris to ensure water doesn't damage your roof or siding. <br /><br /><b>Make Repairs</b><br />Now is the time to repair sidewalks, stair rails and driveways, patch roofs and siding. <br /><br /><b>Check Smoke Detectors</b><br />
Make sure all of your detectors have new batteries and are functioning properly.<br /><br /><b>Seal Gaps</b><br />Install weatherstripping around doors and caulk gaps and cracks around windows, in siding and trim.<br /><br /><b>Tune Up Your Furnace</b><br />Have your furnace checked by an HVAC professional if needed and make any repairs. If all is in tiptop shape, be sure your filter is clean.<br /><br /><b>Clean Your Chimney</b><br />If you have a fireplace, have your chimney cleaned and stock up on wood, pellets or whatever form of fuel you use.<br /><br /><b>Stockpile Necessities</b><br />Be sure to have extra batteries, candles and a few shelf-stable and canned goods on hand in the event the power goes off. <br /><br /><br /><i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services.</i><br />
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<b><br /></b><b> 408.687.2026 | <a href="mailto:julie@juliewyss.com" target="_blank"> Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/" target="_blank">www.JulieWyss.com </a></b><br />
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95030, USA37.228231699999988 -121.9871216999999937.127084199999985 -122.14848319999999 37.329379199999991 -121.82576019999999tag:blogger.com,1999:blog-2673028431730166122.post-42592467594495112592015-11-23T10:30:00.000-08:002015-11-23T10:30:01.997-08:00Selling Your Home During the Winter<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="color: #fc7808; font-family: Arial; font-size: 24.0pt; mso-ansi-language: EN-US;"><br /></span></b><b><span style="color: #181818; font-family: Arial; font-size: 34.0pt; mso-ansi-language: EN-US;"></span></b></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 16.0pt; mso-ansi-language: EN-US;">The winter can be one of the best times
to sell your home. Below are a number of reasons selling during this season
makes sense.</span><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">1. Buyers are looking because they need
to move</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Those in the market for a home during
the winter generally <i>need</i> to move, which gives sellers an edge in
negotiating.</span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">2. Less inventory means less competition</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Fewer homes on the market means yours
has a better chance of attracting a buyer. </span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">3. Sellers have more time to evaluate
offers </span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Unlike the frenzied spring selling
season when sellers have to review offers hastily, they are afforded a more
relaxed timeframe during winter to evaluate offers and possibly negotiate more
favorable terms.</span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">4. Price more ambitiously</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Though pricing your home at that sweet
spot is always crucial, since competition is slim during the winter, coming in
at a more ambition list price tends to work better during the off-season.</span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">5. Holiday curb appeal</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US;">Curb
appeal is always important and during the winter, creating an inviting, holiday
feel can attract buyers. Be sure the exterior of your home is tidy and clean,
wash windows and decorate your front porch with festive greenery and seasonal
flowers. Keep lights on, window shades open and the inside temperature cozy.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US;"><i>If you have a need for a real estate professional, please contact me.
I would also appreciate your vote of confidence by passing my name to
anyone you may know who would benefit from my services.</i></span><br /><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US;"></span><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US;">
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408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a><div class="MsoNormal" style="line-height: 115%;">
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0tag:blogger.com,1999:blog-2673028431730166122.post-10562108715568049882015-11-09T11:00:00.000-08:002015-11-09T11:00:03.905-08:003 Ingenious Moving Tips<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">When it comes time to move from the old
place to the new one, everyone could use a few handy moving tips.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Sometimes, there are things about moving
that we don’t consider until it’s too late: duct tape, bubble wrap, etc.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Moving can be a headache, and no one
likes it—but with a few good friends and a few handy tricks, it makes the task
mush simpler.</span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">1. Snacks as Moving Hacks</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Not only are snacks like Pringles and
popcorn tasty, they can also come in seriously handy when it comes time to
move.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Once you’ve polished off the chips,
those Pringles cans are indispensable for packing up pens, pencils and
the conglomeration of stuff in your “junk drawer.” These handy cans can
hold a number of loose items that would otherwise end up rolling all over
of the floor of your moving truck.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">And when you run out of packing peanuts
or bubble wrap, good ol’ fashioned popcorn—which is also dirt cheap—is a
terrific substitute. Pop a few kernels and use it to fill up the
empty space in your boxes of fragile items.</span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">2. Stretch It!</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">When you’re carrying stuff down to
your truck, going in and out of the house, few things are as annoying as having
the door slam on you over and over—potentially even locking you out of the
house!</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Your best bet to fix that
problem? A simple rubber band. Hook one end over the inside knob, turn the
knob so it’s in the “open” position, and then you twist the band in an “X” over
the latch and hook the other end to the outside knob.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Rubber bands also come in super-handy
for keeping small boxes closed or binding clothes hangers together by their
hooks.</span></div>
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<b><span style="color: #fc7808; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">3. Plate It Up</span></b><span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;"></span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">When you’re packing up your kitchen,
you have to be extra careful with plates and glasses, so they don’t
get broken en route to your new home. Sure, you could buy those foam squares
that are meant to separate your plates and keep them safe, but that can be
expensive.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">Instead, buy a party pack of foam plates
at your local grocery store. They cost just pennies, and they’ll protect your
dishes better than foam squares or newspaper.</span></div>
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<span style="color: #3f3f3f; font-family: Arial; font-size: 14.0pt; mso-ansi-language: EN-US;">And when you get to your new place, you also will have
something to eat off of while you’re unpacking.</span><span lang="EN-GB"></span></div>
<br />
<h3 style="text-align: center;">
<span style="font-weight: normal;"><span style="font-size: small;"><i>If you have a need for a real estate professional, please contact me. I
would also appreciate your vote of confidence by passing my name to
anyone you may know who would benefit from my services.</i></span></span></h3>
<div style="text-align: left;">
<br /></div>
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408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a></div>
The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95032, USA37.2260616 -121.9302448999999937.124900600000004 -122.09160639999999 37.3272226 -121.76888339999999tag:blogger.com,1999:blog-2673028431730166122.post-37104509963306802082015-10-12T10:30:00.000-07:002015-10-12T10:30:00.914-07:00It's a Great Time to Buy a Home<div dir="ltr" style="text-align: left;" trbidi="on">
<b>The time between Thanksgiving and the end of the year is a perfect time to purchase a home.</b><br />
<br />
<span style="color: orange;"><b>Why?</b></span><br />
<br />
1. There is less competition during this holiday period. Fewer potential buyers are active during this time, which provides you with a fantastic opportunity.<br />
<br />
2. There are fewer properties for sale because not many sellers want to open their homes during the holiday season. But those who have decided to sell are highly motivated!<br />
<br />
3. Sellers tend to be concerned when there are less frequent property showings due to fewer buyers. As a result, they will be more willing to negotiate.<br />
<br />
If you are considering buying a home, this holiday season is an excellent time to get a fantastic home at a great price without going up against a lot of competition.<br />
<br />
<i>If you have a need for a real estate professional, please contact me. I would also appreciate your vote of confidence by passing my name to anyone you may know who would benefit from my services</i>.<br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
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<div style="text-align: center;">
408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a></div>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95030, USA37.228231699999988 -121.9871216999999937.127084199999985 -122.14848319999999 37.329379199999991 -121.82576019999999tag:blogger.com,1999:blog-2673028431730166122.post-77171461607475002882015-09-28T11:00:00.000-07:002015-09-28T11:00:04.278-07:008 Things To Do When You Move Into Your New Home<div dir="ltr" style="text-align: left;" trbidi="on">
When you move into a new house, you’re excited about decorating and getting situated but there are a few important items you should address right away.<br />
<br />
<br />
<span style="color: orange;"><b>1. Change the locks</b></span><br />
<br />
Before moving even one tiny piece of furniture into your new home, change the locks—or at least have them rekeyed. It’s not that you don’t trust the sellers but there are numerous people who've had contact with those keys over the years, any of whom could have copied the keys for some unsavory purpose.<br />
<br />
<span style="color: orange;"><b>2. Change the alarm batteries</b></span><br />
<br />
Making sure your fire and carbon monoxide detectors have fresh batteries may not seem like a pressing issue while you’re in the middle of a stressful move, but it’s the kind of thing that gets ignored and then forgotten. Better to deal with it now, when the home is empty and you can make a quick sweep of the house—without lugging a ladder around furniture.<br />
<br />
<span style="color: orange;"><b>3. Review your home inspector’s report</b></span><br />
<br />
Inspection reports are often filed with the escrow papers—but don’t wait until something goes wrong to pull them out. A good home inspector will outline the most important issues in their report, so use their expertise as a guide for your first few days of ownership. If they’ve marked anything as particularly pressing that wasn't addressed by the sellers, make sure to handle it before moving in.<br />
<br />
<span style="color: orange;"><b>4. Find the circuit breaker and water shut off</b></span><br />
<br />
If you were there during inspection, you should know where your junction box is, but if you don’t, finding it should be top on your list. During a move, when you’re plugging all sorts of electrical doodads into the wall, you don’t want to be lost in the dark hunting for that elusive metal box. Its a wise idea to also find the water shut-off, too.<br />
<br />
Then, get familiar: If the panel is not already well-marked, have your spouse or another family member stand in different parts of the house while you flip different switches, and make a note of which ones handle different rooms.<br />
<br />
<span style="color: orange;"><b>5. Deal with any water problems</b></span><br />
Deal with water-related issues immediately called out in the inspection report. These tend to be troublesome because they’re so easily ignored. A leaky toilet might seem minor, but the steady drip can damage internal structural components.<br />
<br />
Check your roof, too: If the rubber vent boots on your roof are leaking, you might not know it for a while.<br />
<br />
<span style="color: orange;"><b>6. Caulk everything</b></span><br />
<br />
This one isn’t mandatory, but caulking is a whole lot easier if you do it when the house is empty, letting you see all the nooks and crannies that might need a little sealing—and don’t forget the exterior. Caulking issues occur in just about every home and while they might seem minor, it doesn’t take long before cracking gives way to leaks and even more water issues.<br />
<br />
<span style="color: orange;"><b>7. Plan your emergency exits</b></span><br />
<br />
Before you begin bringing in furniture, walk through every room and decide how you would escape in an emergency. This can help you spot problem areas or rooms that need some adjustments—say, removing bars or adding egress windows to a basement.<br />
<br />
<span style="color: orange;"><b>8. Clean your gutters</b></span><br />
<br />
Don’t let the dullness of this 'out of sight' task push you to procrastination: If the previous homeowners didn’t clean the gutters, you need to do so ASAP.<br />
<br />
<i>If you have a need for a real estate professional, please contact me.
I would also appreciate your vote of confidence by passing my name to
anyone you may know who would benefit from my services.</i><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
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408.687.2026 | <a href="mailto:Julie@JulieWyss.com">Julie@JulieWyss.com</a> | <a href="http://www.juliewyss.com/">www.JulieWyss.com</a><i><a href="http://www.juliewyss.com/" target="_blank"> </a></i></div>
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The Wyss Reporthttp://www.blogger.com/profile/14607061652028018605noreply@blogger.com0Los Gatos, CA 95032, USA37.2260616 -121.9302448999999937.124900600000004 -122.09160639999999 37.3272226 -121.76888339999999